Insurance and Payment Policy

Payment Options

Payment is due in full at the time of service. We accept cash, check or credit/debit cards {Visa, Mastercard or American Express}

Insurance Billing

If you would like us to bill your insurance, we will contact your insurance and bill them based upon the non-guaranteed information they provide us. You are responsible for all co-payments, deductibles and other adjustments made by your insurance. If we are unable to obtain a verification of benefits from your insurance for any reason, we will require full payment at the date and time of the services rendered. Insurance companies may reimburse differently than the information they initially provide to us. You are responsible for and will be billed for any resulting unpaid balance.

Covered and Non-Covered Services

All credentialed providers must sign contracts with insurance companies and abide by the guidelines within those contracts. This means we cannot bill your insurance company for services that are not medically necessary to benefit your immediate health, and we will not bill you the difference between our price and their contracted rates. While most visits are covered for existing health concerns, we cannot always bill for things like weight loss, counseling visits, or certain lab tests. Most plans provide for at least one preventive health visit a year such as an annual physical. We will always discuss your treatment options with you in order to avoid any surprise bills and we offer a discount to patients who pay at the time of service.

Uninsured Patients

We do our best to provide cost-effective health care for all of our patients at our clinic. We offer a discount to patients who pay at the time of service.

Supplements / Natural Medicines

Due to the lack of FDA regulation of many natural medicines and supplements these are not covered by your drug benefit. Many Health Savings and Flexible Spending Accounts will cover most of these prescription items. Ask our front desk to help you with the necessary documentation.

Missed Appointments / Late Cancellations

All appointment cancellations must occur within 24 hours of the appointment. If it is less than 24 hours, you will be charged a fee for the missed appointment.

Past Due Accounts

• Accounts greater than 30 days past due will be charged an administrative fee.
• Accounts greater than 90 days overdue will be sent to a collection agency.